The following are the flood-related services that we provide:
Flood Zone Determinations
Flood zone determinations provide your flood zone, Base Flood Elevations (BFEs), FIRM map panel number and record inundation.
To request a Flood Zone determination for your property:
Please provide the following information:
|The following are documents that you may find helpful to prepare you for a disaster and inform you about flood insurance:||The following are links to flood-related resources from various agencies:|
|Louisiana Homeowners Handbook to Prepare for Natural HazardsLouisiana Emergency Preparedness Guide||National Flood Insurance ProgramFEMA Official Website|
Community Rating System (CRS)
The National Flood Insurance Program’s (NFIP) The Community Rating System (CRS) is a voluntary program for communities participating in the National Flood Insurance Program (NFIP). The CRS offers flood insurance policy premium discounts in communities that develop and execute extra measures beyond minimum floodplain management requirements to provide protection from flooding.
Besides the benefit of reduced insurance rates, CRS floodplain management activities enhance public safety, reduce damages to property and public infrastructure, avoid economic disruption and losses, reduce human suffering, and protect the environment. Technical assistance on designing and implementing some activities is available at no charge. Participating in the CRS provides an incentive to maintaining and improving a community’s floodplain management program over the years. Implementing some CRS activities can help projects qualify for certain other Federal assistance programs.
The CRS recognizes measures for flood protection and flood loss reduction. The four main activity categories include Public Information, Mapping and Regulation, Flood Damage Reduction, and Flood Preparedness.
In order to participate in the CRS, a community must complete and submit an application to FEMA. Subsequently, FEMA reviews the community’s floodplain management efforts and assigns the appropriate CRS classification based on credit points earned for various activities. A community’s classification may change depending on the level of continued floodplain management efforts. Classifications range from 1 to 10 and determine the premium discount
for eligible flood insurance policies (see Table 2 below). All community assignments begin at Class 10 with no premium discount. Communities with a Class 1 designation receive the maximum 45 percent premium discount.
Currently, the City of Baker has a rating of 9 and receives a 5% discount on flood insurance premium rates. A Class 9 rating means that over 500 policyholders in the City of Baker benefit from a reduction in annual flood insurance premiums.
Flood Awareness Facts are distributed to citizens throughout the year to lower costs associated with flood insurance rates, as well as inform property owners of potential flood hazards in our area. The information includes flood safety awareness, flood insurance requirement information, property protection measures and other useful information.